SaviLock is a fintech-powered transaction platform designed to make agreements safe, transparent, and reliable for individuals and businesses. We enable buyers and sellers to transact with confidence — including across borders — through structured contracts and secure payment infrastructure.

SaviScore™ is SaviLock’s proprietary trust and reliability rating. It reflects how consistently a user or business honors their agreements on the platform based on verified transaction history.

SaviLock is built for individuals and businesses who want structured, secure transactions. Whether you are paying a freelancer, hiring a contractor, managing milestone-based work, coordinating cross-border services, or completing high-trust purchases, SaviLock provides a transparent contract and payment framework that protects both parties. SaviLock is designed for real agreements tied to clearly defined deliverables.

All payments on SaviLock are securely processed through licensed, regulated payment financial partners such as Flutterwave and other banking providers. SaviLock is not a bank and does not hold, access, or directly move your funds. Payments are executed through established financial infrastructure and are released according to the terms of the structured agreement created on the platform.

Fees apply when you use certain services on SaviLock, such as creating structured contracts, converting currencies within your wallet, or withdrawing funds.

For contract transactions, the contract service fee is paid by the client of the agreement, mirroring real world deals.

We keep our platform fees minimal. In most cases, the majority of the total cost reflects payment processing fees charged by our licensed financial partners.

All applicable fees are clearly displayed before you confirm any transaction or service.

Create an account on SaviLock, complete your profile and identity verification, and that’s it!

From there, you can create a structured agreement, invite the other party, and begin transacting with clear terms and built-in protection.

Yes. SaviLock supports cross-border transactions between verified users in supported countries. We currently serve users in the United States, United Kingdom, Nigeria, Ghana, Kenya, and South Africa. Additional countries will be added as we expand.

SaviLock can be used for a wide range of lawful goods and services, provided they comply with applicable laws and our Acceptable Use Policy.

Because SaviLock is built around structured agreements, transactions may include proof in the form of photos, videos, or other supporting documentation to confirm delivery, completion, or agreed milestones.

If a dispute arises, this documentation supports a fair and transparent review process. For that reason, SaviLock is best suited for transactions where parties are comfortable maintaining clear, verifiable records that may be reviewed by the SaviLock team if a dispute arises.

If a dispute arises, SaviLock follows a structured resolution process based on the original agreement terms and any supporting documentation submitted by the parties.

Our team conducts a neutral review of the transaction details, including milestones, deadlines, submitted proof, and relevant communication. Decisions are made based on the agreed terms and the documented transaction record.

We consider factors such as:

• Whether the agreement terms were clearly defined
• Whether the proof shared matches what was agreed
• Whether required proof was provided
• Whether agreed deadlines were met
• Whether partial work or delivery occurred
• Any relevant messages or documents related to the transaction

SaviLock uses structured agreements and secure transaction processes to ensure funds are released only when agreed conditions are met. This reduces fraud and increases accountability for both parties. In addition, SaviLock includes SaviScore™ — a dynamic reliability score that reflects a user’s transaction history.