Do Business Safely with Anyone, Anywhere

Enabling Secure Transactions for Businesses and Their Clients Globally

Transact safely

On your own terms

SaviLock is a transaction platform that helps people and businesses work together with greater trust, accountability, and confidence.

What can you do with

SaviLock right now ?

Customize and lock-in your agreements!

Pay a deposit, pay all at once, or pay in installments. You control the levers, from payments, to deliverables, updates, and payouts. We provide the tools to hold all parties accountable.

Empowering hustlers and growing businesses!

Showcase your services, completed work, reputation, and business in one place so customers can discover, trust, and confidently work with you.

Manage your Profile with Ease

Take full control of your personal information with our intuitive dashboard. Update details, manage security settings, and customize preferences in seconds—keeping your account secure and perfectly tailored to your needs.

Taking Trust to the Next Level with SaviScore

Reviews can be biased, so we present a rating system based solely on performance, making it easier to identify reliable people to work with.

$1T+

More than $1 trillion is lost to scams worldwide each year.

608M

An estimated 608 million people fall victim to scams globally each year.

96%

96% of scam victims never fully recover the money they lose.

The Target

Our Mission at
SaviLock

Every deal between people who don’t yet trust each other has the same problem: somebody has to go first.

The designer in Lagos who delivered final files to a client in Houston and received read receipts instead of payment.

The buyer who sent a fifty percent deposit for equipment and watched the vendor stop answering.

The supplier who shipped the order, only to hear the buyer claim it never arrived.

The business owner who paid for a rebrand upfront and received work she could not use, with no clear record of what had been agreed.

None of them were careless. They were transacting without a reliable way to establish trust, under terms that were never properly documented, sometimes across borders where recovering the loss would cost more than the deal itself.

SaviLock brings accountability into the deal from the beginning. Terms are agreed before work starts. Payments are committed and released according to clear milestones. Both parties have a shared record to rely on if the story changes.

Neither party should have to go first on faith.

Convenience Every Step of the way

SaviLock goes the extra step to keep your work simple, secure, and seamless.

Got Questions? We Have Got Answers

What is SaviLock?

SaviLock is a fintech-powered transaction platform designed to make agreements safe, transparent, and reliable for individuals and businesses. We enable buyers and sellers to transact with confidence — including across borders — through structured contracts and secure payment infrastructure.

What is SaviScore™?

SaviScore™ is SaviLock’s proprietary trust and reliability rating. It reflects how consistently a user or business honors their agreements on the platform based on verified transaction history.

Who can use SaviLock?

SaviLock is built for individuals and businesses who want structured, secure transactions. Whether you are paying a freelancer, hiring a contractor, managing milestone-based work, coordinating cross-border services, or completing high-trust purchases, SaviLock provides a transparent contract and payment framework that protects both parties. SaviLock is designed for real agreements tied to clearly defined deliverables.

How does payment work on SaviLock?

All payments on SaviLock are securely processed through licensed, regulated payment financial partners such as Flutterwave and other banking providers. SaviLock is not a bank and does not hold, access, or directly move your funds. Payments are executed through established financial infrastructure and are released according to the terms of the structured agreement created on the platform.

Are there fees for using SaviLock?

Fees apply when you use certain services on SaviLock, such as creating structured contracts, converting currencies within your wallet, or withdrawing funds.

For contract transactions, the contract service fee is paid by the client of the agreement, mirroring real world deals.

We keep our platform fees minimal. In most cases, the majority of the total cost reflects payment processing fees charged by our licensed financial partners.

All applicable fees are clearly displayed before you confirm any transaction or service.

How do I get started?

Create an account on SaviLock, complete your profile and identity verification, and that’s it!

From there, you can create a structured agreement, invite the other party, and begin transacting with clear terms and built-in protection.

Can I use SaviLock for international transactions?

Yes. SaviLock supports cross-border transactions between verified users in supported countries. We currently serve users in the United States, United Kingdom, Nigeria, Ghana, Kenya, and South Africa. Additional countries will be added as we expand.

What categories of goods and services are permitted on SaviLock?

SaviLock can be used for a wide range of lawful goods and services, provided they comply with applicable laws and our Acceptable Use Policy.

Because SaviLock is built around structured agreements, transactions may include proof in the form of photos, videos, or other supporting documentation to confirm delivery, completion, or agreed milestones.

If a dispute arises, this documentation supports a fair and transparent review process. For that reason, SaviLock is best suited for transactions where parties are comfortable maintaining clear, verifiable records that may be reviewed by the SaviLock team if a dispute arises.

How does SaviLock handle disputes?

If a dispute arises, SaviLock follows a structured resolution process based on the original agreement terms and any supporting documentation submitted by the parties.

Our team conducts a neutral review of the transaction details, including milestones, deadlines, submitted proof, and relevant communication. Decisions are made based on the agreed terms and the documented transaction record.

We consider factors such as:

Whether the agreement terms were clearly defined
Whether the proof shared matches what was agreed
Whether required proof was provided
Whether agreed deadlines were met
Whether partial work or delivery occurred
Any relevant messages or documents related to the transaction

How does SaviLock ensure trust between buyers and sellers?

SaviLock uses structured agreements and secure transaction processes to ensure funds are released only when agreed conditions are met. This reduces fraud and increases accountability for both parties. In addition, SaviLock includes SaviScore™ — a dynamic reliability score that reflects a user’s transaction history.